PricePilot identifies hidden fees, decodes your merchant statement, and recovers what your processor quietly takes — without switching banks or providers.
Most business owners sign a processor contract and never revisit it. Meanwhile, processors layer in batch fees, PCI non-compliance charges, mid- and non-qualified downgrades, and monthly minimums — compounding silently every month.
The industry is designed to be opaque. Statements are dense, terminology is obscure, and the people who could explain it have no incentive to do so.
That is where PricePilot comes in. We decode your statement, identify every recoverable fee, and put that money back where it belongs.
Set by card networks. Non-negotiable but manageable through card mix optimization.
What your processor keeps. Almost always negotiable — and rarely disclosed transparently.
PCI fees, batch charges, downgrades. These are where businesses lose the most — and where we recover the most.
Every engagement begins with understanding your specific payment environment — your processor, your volume, your card mix. From there we build a strategy tailored to recovering the maximum possible from your current setup.
We analyze your merchant processing statement line by line, identify all fee categories, and quantify exactly how much you are overpaying — at no cost to you.
Starting PointWe compare your effective rate against current market standards for your industry and volume tier — giving you the data needed to negotiate from a position of strength.
AnalysisWe negotiate directly with your existing processor or run a competitive bid process. We speak their language — interchange, basis points, and downgrade logic.
Done For YouBeyond fees, we restructure payment terms, settlement timing, and funding schedules to improve working capital without taking on new debt or switching providers.
StrategyProcessors change pricing quietly. We monitor your monthly statements and alert you the moment your rates increase — so you are never overcharged without knowing it.
RetainerOur forthcoming AI platform will allow you to upload statements and receive instant optimization reports — putting expert-level analysis in your hands 24/7.
Coming SoonA simple, four-step process designed to minimize your time and maximize your recovery — with full transparency at every stage.
Complete our short intake form. No statement required at this stage — just a few questions about your current setup.
Within 48 hours we deliver a preliminary audit identifying your fee categories, your effective rate, and where you stand versus industry benchmarks.
We present a clear picture of your recoverable savings and a prioritized action plan — in plain language with real dollar amounts.
We handle all negotiations and implementation. You receive lower rates, better terms, and ongoing monitoring to lock in your savings permanently.
Fill out the form and we will be in touch within one business day to begin your free audit. No cost, no commitment — just clarity on what you are paying and what you could be saving.
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